类别: 退休计划

夏天不只是烧烤和打棒球的时候. It’s also a good time to think about ways to cut your 2023 business tax bill. Here are four planning ideas for small business owners to consider, assuming there won’t be any changes to current federal tax laws at least through 2024. 1. Establish a Tax-Favored Retirement Plan If your business doesn’t already have a retirement plan, 现在也许是冒险一试的时候了. 目前的规定允许大量的年度免赔额… 阅读更多›

Recent reports have raised anew concerns about the impending insolvency of the Social Security program, 缺席国会行动. Social Security reform has long been considered a “third rail” of American politics and understandably so — the options for heading off insolvency will inevitably cause pain for significant segments of the population. Yet some in Congress have stepped forward with proposals that aim to tackle the problem. The Impending Shortfall Social Security currently provides benefits to more than 66 million recipients. 国会…… 阅读更多›

你很快就要退休了吗?? 不确定你是否有足够的钱来维持生活? Social Security is supposed to give you financial support when you are no longer earning an income of your own but its process can be confusing. If you’ve already started your benefits or found you have made a mistake, these solutions may help. Taxes and the age you start collecting Social Security benefits can all change how much you get from the government each month…. 阅读更多›

This blog discusses content from 老葡京手机app’s Maximizing Social Security Benefits and Avoiding Mistakes webinar. 点击这里观看网络研讨会. 以前的网络研讨会可以在这里找到. 比如内容? 在这里获取有关未来网络研讨会的提醒. Anyone who gets a paycheck knows that Social Security exists, by the little tax line. 但你知道它是怎么运作的吗? An important part of 财务规划 is knowing where your money is going and what you will get in return. 这篇文章讨论…… 阅读更多›

适合有大地产的已婚人士, the Tax Cuts and Jobs Act (TCJA) brings welcome relief from federal estate and gift taxes, 以及代际转移(GST)税. Here’s what you need to know and how to take advantage of the favorable changes. Estate Planning Tips: Estate and Gift Tax Basics The TCJA sets the unified federal estate and gift tax exemption at $12.到2023年，每人将达到9200万美元(此前为12美元).2022年为0.06亿美元). 对于已婚夫妇来说，…… 阅读更多›

The 2022 mid-term election has shifted the scales in Washington, D.C., with the Democrats no longer controlling both houses of Congress. While it remains to be seen if — and when — any tax-related legislation can muster the requisite bipartisan support, a review of certain provisions in existing laws may provide an indication of the many areas ripe for action in the next two years. 退休计划面临风险.该法案于2022年底颁布，… 阅读更多›

经过数月的谈判, Congress finally passed the long-awaited Setting Every Community Up for Retirement Enhancement 2.2 .采取安全措施.0). This part of the omnibus funding package builds on the SECURE Act of 2019 and contains major changes in the required minimum distribution (RMD) rules and other retirement plan provisions. Here are five major taxpayer friendly changes that will kick in over the next few years. 1. Increased Starting Age for RMDs Traditional IRAs, individual retirement annuities, and accounts in… 阅读更多›

Many job seekers and others assume that 非营利性组织 offer fewer or less-generous fringe benefits to employees than for-profit companies. 但这并不一定正确. 根据《老葡京手机app》最近的一项调查, 87% of nonprofit employers offer a health insurance plan. 但正如凯撒家庭基金会发现的那样, only 49% of private for-profit companies with three to nine workers offer health insurance coverage to workers. Larger for-profit companies generally do offer health insurance and other benefits. So… 阅读更多›

On December 23, 2022, Congress passed the Consolidated Appropriations Act of 2023. The sprawling year-end spending “omnibus” package includes two important new laws that could affect your 财务规划: the Setting Every Community Up for Retirement Enhancement (SECURE) 2.0法案(也称为安全法案).《葡京会手机app下载》. 加强退休储蓄(安全.(0)原《老葡京手机app》, 2019年颁布, was a significant bipartisan law related to retirement savings. 在2022年的春天，随着… 阅读更多›

你的组织有合适的继任计划吗? 如果有，它是否被充分记录? 一些非营利组织推迟了详细的继任计划, 把它想象成一个他们“总有一天”会完成的项目.“但这是一个错误. 比如在你的私人生活中制定未来计划, creating a succession plan for your organization is a necessity. 你越早开始计划越好. You’ll come across information that needs to be documented for the successor — and you might also… 阅读更多›